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    <loc>https://saeculawealth.com/blog/all-that-glitters</loc>
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    <lastmod>2021-03-16</lastmod>
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      <image:title>Blog &amp; Updates - All That Glitters</image:title>
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    <lastmod>2026-03-30</lastmod>
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    <loc>https://saeculawealth.com/about</loc>
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      <image:title>About - What is a Saeculum?</image:title>
      <image:caption>The Name &amp; The Mission “Saecula” roughly means generations. A single “Saeculum” is a period of time corresponding to the average human life. Our lifetimes, like nature, can be divided into seasons: adolescence, early adulthood, midlife, and elderhood. We believe society and markets exhibit a similar rhythm. Our singular focus is to help you navigate not only the cycles and changes of your life but those of society and markets through ongoing and comprehensive financial planning integrated with investment management.</image:caption>
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    <loc>https://saeculawealth.com/book-a-consultation</loc>
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    <lastmod>2026-02-27</lastmod>
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    <loc>https://saeculawealth.com/contact</loc>
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    <lastmod>2026-03-26</lastmod>
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      <image:title>Contact - Contact us.</image:title>
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  <url>
    <loc>https://saeculawealth.com/services</loc>
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    <lastmod>2026-04-01</lastmod>
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      <image:title>Services - Introductory Consultation</image:title>
      <image:caption>Our process begins with a completely free, introductory consultation. You have zero commitment or obligation. Let’s get to know each other and see if there’s a mutual fit. We are not in the business of selling you what you want, but rather a practice constantly striving to deliver on what you need. Our approach is not always orthodox, and we believe rising economic challenges call for unique solutions. If you, like us, see the world a little differently, we think we stand out among our peers.</image:caption>
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      <image:title>Services - Planning First Approach</image:title>
      <image:caption>While our solutions may at times be unique, everything we recommend is anchored on where you are trying to go which all starts with a plan.  As we build a relationship together, we hope to uncover your dreams and ambitions and insure your money serves that purpose. However, planning is dynamic just like your life.  As you life changes, those goals may too, so your plan must evolve with you. Goals are just ideas absent an action plan to achieve them. We’ll walk you through our process to help make them a reality.</image:caption>
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      <image:title>Services - Investing for All Seasons</image:title>
      <image:caption>Our asset management solutions are rooted in your plan and goals whether that is preserving and compounding your still growing financial capital or protecting the irreplaceable capital built over a lifetime of work. We think that seismic changes in markets and society necessitate an active and macro-attuned approach to investing. Our approach is unorthodox which makes it all the more important to educate our clients, so that they feel a sense of ownership and empowerment. We have created a fully transparent and accountable process, so there’s no mystery over your investments.</image:caption>
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    <loc>https://saeculawealth.com/team</loc>
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    <lastmod>2026-03-27</lastmod>
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      <image:title>Team - Matthew Pierce, CFA</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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